Our Services

Astor Mortgage Solutions offer a comprehensive range of services including;

Advice regarding all types of lending such as Mortgage Refinance, Property Purchase and Investment Lending.

Financial health checks to review a client’s existing situation and identify risks and opportunities for optimisation.

Wealth generation to provide passive income that can facilitate lifestyle benefits and work/life balance through career changes and partial or full retirement.

Financial structure advice regarding appropriate use of company, trust and super structures to achieve benefits such as tax efficiency, asset protection and inter-generational transfer.

Estate planning strategy and implementation to ensure that assets pass to the right people at the right time and in the most tax effective way.

Personal and investment cash flow management, which enables a blend of strategies such as gearing, salary sacrifice, debt repayment and taxation planning to be utilised to a high degree with the appropriate level of risk.

Establishment and management of appropriate superannuation vehicles to provided greater after tax investment returns prior to retirement, and tax effective income in retirement.

Strategic advice relating to redundancy and rollovers of employee eligible termination payments (ETP’s) etc.

Review of requirements for personal insurance to minimise financial risk whilst building assets to allow self-insurance.

Implementation and management of ‘philanthropic portfolios’ which allow a client’s asstes, such as an investment property or investment portfolio, to be used as security for a conservative geared investment program with the income from the investments being donated to a registered charity.

Solving Capital Gains Tax issues through alternative strategies, non-chrystallisation of gains, or minimising the tax on gains already triggered.

Investment recommendations suitable to specific client needs.